DSCR Rental Loans

Qualify on the property's cash flow — not your paystub.

Finance your investment property based primarily on its rental income — not your personal income.

  • No Personal Income Verification
  • No Tax Returns Required
  • Purchase & Cash-Out Refinance
  • Long-Term Fixed-Rate Options
  • Competitive Investor Rates
  • Fast Decisions & Quick Closings

Get Your Approval and Loan Options Today

See your approval, available rate, terms and loan options and take the next step toward funding your investment property.

Step 1 of 4

Property address & estimated FICO

Will your rental cash flow? Run the numbers ↓
Cash Flow Analyzer

Will your rental cash flow?

Enter your numbers or fill in the funnel above. Both stay in sync, and your DSCR updates as you type.

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Payment type
Your DSCR  =  Rent ÷ PITIA
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Monthly rent —
Principal & interest—
Taxes—
Insurance—
HOA—
Total monthly PITIA—
Cash flow / month
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Cash flow / year
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Estimate only. Assumes a 30-year fixed payment unless interest-only is selected. The 7.25% starting rate is an example, not a quote. Many programs look for 1.00x–1.25x coverage. Subject to underwriting approval.

Jose G. Maldonado
623-806-4135
© 2026 GAC Capital Advisors · All programs subject to underwriting approval · Loans arranged through third-party lenders